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Company Introductions
Types of Loan and its Benefits
Fixed Rate Loan
Variable Rate loan
Fixed Rate Loan
When you take up a fixed-rate loan, your interest rate is locked in for a predetermined amount of time, usually one to five years. You have the option to select another fixed-rate period after the initial one has ended or convert to a loan with a variable rate.
Fixed-rate loans main benefit is the level of security they provide. The amount of your repayments is fixed so you can plan accordingly. Additionally, you are favouring security and assurance above flexibility, which will enable you to make smarter financial decisions. The main disadvantage is that you won’t save some money from lower repayments if interest rates drop.
Variable Rate loan
Your loan repayments with variable-rate loans are based on changes in interest rates. Your repayments will decrease if rates decline. Your repayments will increase if rates rise. Variable rate loans are a fantastic choice for a first-time home buyer loan in countries with low interest rates, like Australia.
The ability to make additional repayments to pay off your loan more quickly without incurring additional fees is a key benefit of variable rate loans.
Award Winning
Finance categories winning more than 10 awards
Certified Company
Approved Finance company to provide loans
What We’re Offering
All Loans Services
Home Loan
Get home loans at best terms and lowest rates with expert home loan brokers. Easy access to unlimited home loan lenders guaranteed.
Next Home Loan
Make your investment in the next home even more profitable with best next home loan options. Check, compare and settle for the best loan options.
Personal Loan
Meet your personal financial needs with easy personal loan terms. Get instant personal loan to handle emergencies, manage payments or pay a debt!
Car Loan
Nothing can stop you from buying your favorite car, atleast not the car loan! Easy terms and quick disbursal on cheap car loan options available with us.
Business Loan
Start a new business or expand an existing one with no financial worries. We get you the best business loan options to meet your pressing business demands.
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Testimonials
Customers Testimonials
Thank you, Kalki Finance, for helping me buy my dream home. We would have gotten lost in the hectic process of buying our first home and managing the finances. Thanks to you, the process was quick and hassle-free.
Jaspal Singh
Excellent team of brokers, they have a great understanding of the job and they offer you the best loan rates. The team was very supportive and maintain transparency in all our dealings. I am surely going to hire you whenever I will buy my next home.
Harpreet Kaur
Best home loan rates and easy terms. They were quick to connect us with the best lenders and presented a wide range of loan options to choose from. We bought an investment property and Kalki Finance helped us in managing the finances.
Robert
The best loan brokerage firm in Australia. they are professional, reliable, and affordable brokers who know their job well. Their unconditional assistance made it possible for us to secure the best rates for a personal loan. Thank you so much Kalki Finance.
Vikram Bajaj
Working With Expert
Our Benefits
Why use a mortgage broker?
- First Home Buyer
It can be thrilling and challenging to purchase your first home. Our goal is to
make the process simple for you.
- Next Home Buyer
Considering purchasing a new house or renovating your current one? With a
mortgage broker on your side, move into your next residence.
- Refinancing
It’s time to save your money by lowering your mortgage payment and ultimately
getting a better offer. Going through the whole process alone can be intimidating. Having a mortgage broker guiding your way, refinancing will be simpler than ever.
- Investment Loans
Wanting to establish your second property? Adding value to your selfmanaged fund? Taking a look at your capital growth or cash flow? We are here to remove any obstacles, whichever step you take next.
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